According to this infographic, if small-business owners were given three wishes, they would likely request improved access to capital, help growing sales and a simplified tax code. A study conducted by OnDeck Capital and featured in Entrepreneur found that these three challenges are the biggest concerns for small business owners today.

However, despite frustration regarding these three aspects of business ownership, 73 percent of survey respondents reported being optimistic about their business prospects and expressed desire to grow their businesses.

Click here for the full infographic and additional details on the small business study.