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PayAnywhere Blog

For some small businesses, it might be hard to see the benefits of accepting credit cards – especially if they’ve been a cash only business since opening. However, there is a big downside to being cash only and you could really be limiting the customers you bring in.

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As the economy improves and National Federation of Independent Business’ small business optimism index promotes optimism, there are four things business owners can do to prepare for a financial happy 2015, according to Quick Books:

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In 2013, the fourth quarter saw a rise in revenue for small business, but profits nose-dived, according to an article in Entrepreneur. This can happen when small businesses invest in unprofitable customers and products during holiday promotions.

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National Funding, a private lender of small business loans, recently found that more than 25% of small business owners expect better holiday season sales this year, compated to 2013. In the survey, 88% of small business owners said they have a neutral to positive outlook on the holiday season this year. This is a result of the increase in consumer confidence and the improvement in the economy, according to National Funding.

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Small businesses often have a need for capital that they can’t meet on their own. Two financing options available are merchant cash advances and Small Business Administration loan guarantees.
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